Terms & Conditions

📘 1. Overview
These Terms & Conditions ("Terms") govern your access to the OptiCapital website. By using the site, you agree to these Terms. If you do not accept them, please do not use this website.

Use of this site does not create a client, advisory, or fiduciary relationship.

📚 2. Informational Purpose Only
The content on this website is provided for general informational purposes.

⚠️ No Advice – Nothing on this site constitutes financial, legal, or tax advice.
👥 Professional Consultation Recommended – Users should consult with a qualified advisor before making financial or legal decisions.

🛡️ 3. Limitation of Liability
We make reasonable efforts to ensure content is accurate and current. However:

❌ No Guarantees – Information is provided "as is" without warranties.
📉 Use at Your Risk – We are not liable for any loss or damage arising from use of this site.

🖋️ 4. Intellectual Property
All content is the property of OptiCapital unless otherwise noted.

📄 Protected Material – Includes text, graphics, logos, design elements
🚫 No Reuse – Reproduction or distribution without permission is prohibited

🔗 5. Third-Party Links
Our website may link to external resources.

🌍 Independent Content – We do not control or endorse third-party sites
📎 User Responsibility – Use of external links is at the user's discretion

⚙️ 6. Availability & Changes
We strive to keep the website operational and up to date.

🔧 Maintenance – Access may be interrupted due to updates or repairs
📆 Changes – Terms may change; continued use implies acceptance of updates

📌 7. Governing Law
These Terms are governed by the laws of the Province of Ontario and the applicable laws of Canada. Any disputes will be handled within this jurisdiction.

📬 8. Contact Us
If you have any questions about these Terms:

📧 Email: [email protected]
📞 Phone: +1 (437) 926-5810
📍 Address: Bayview Ave, Toronto, ON M4W 3X4, Canada